Group Health Insurance
- Generally provided by and at least partially funded by an employer.
- The employee usually has little or no choice of features.
- The principal advantage of group insurance is that coverage is usually available to newly hired employees without medical questions, making group insurance a good option for covering pre-existing conditions like Parkinson's.
- Coverage typically ends when the employee’s job ends. But there are options to continue coverage at your expense. (See COBRA and HIPAA.)
Content for this section provided by Jack Hungelmann, who has had PD since 1996.